I appreciate your perspective & your willingness to voice an unpopular opinion here on Medium (though of course there are forums where it would be very popular).
I'd be greatly interested in your reaction to something like Coate's "The Case For Reparations" which appeared in the June 2014 edition of The Atlantic.
Another example of how the US might differ from Europe or the UK is the GI Bill. After WWII it expedited one history's largest transfers of wealth. It created the post-war middle class here. But there's no argument that black veterans were excluded from nearly all of its benefits. E.g. out of 60,000 VA-backed mortgages in the NYC area, 100 were lent to black veterans. That was three-quarters of a century past, true, but it also left the black WWII generation with less wealth to pass on to their baby boomer children.
My own case in point, my father & mother were veterans. They used the GI bill to buy a house in a nice suburb of Los Angeles. I personally haven't & won't inherit a nickel from them or anyone else. I had no one to pay for college, so I never finished it.
Still, I had the advantage of growing up a nice neighborhood & going to good primary & secondary schools. My healthcare needs were attended to.
In short, my parents' use of the GI Bill benefitted me in ways that the child of black veterans probably would not have enjoyed.
That's just one example.
That said, I am troubled by some of the broad-based assumptions here. E.g. people who write about being among one or two black workers in an otherwise white workplace complain when none of their co-workers addressed their pain over incidents such as the George Floyd killing. Are we to assume that because someone's a certain color their sympathies always align a certain way?